PRIVACY POLICY

Maintaining your privacy is important to INTECH. That's why we take every reasonable precaution to safeguard your personal information from unauthorized access. After all, we realize that your relationship with us is built on trust. Preserving that trust is our goal. So whether you visit our website or call our service representatives, rest assured that we are doing our utmost to keep your personal information safe and secure.

The INTECH Privacy Assurance

1. We do not sell your personal information to anyone.

2. Collection and use of your nonpublic personal information:

We collect information such as name, date of birth (if applicable), address, e-mail address, tax identification number, phone number, bank account information and account activity. This information is collected via intechjanus.com, INTECH representatives, and our paper applications. INTECH limits the use of your information to what is necessary to: i) fulfill legal and regulatory requirements; ii) provide you with superior service; iii) alert you to INTECH products and services that may be of interest to you; iv) occasionally conduct market-related research and surveys; and v) process transactions in your account. 

3. Nonpublic personal information INTECH shares:

INTECH may share nonpublic personal information with our affiliates when processing transactions or managing accounts on your behalf or as otherwise permitted by law. This includes information such as name, date of birth (if applicable), address, tax identification number, account activity and account balances.

4. Third-party relationships with INTECH:

The types of affiliated third parties with whom INTECH shares information include institutions such as investment advisors and transfer agents. INTECH protects this shared information with strict confidentiality agreements. INTECH does not disclose, and does not intend to disclose, nonpublic personal information to nonaffiliated third parties except as permitted by law or as further explained below.

5. Information shared with service providers:

INTECH may share nonpublic personal information under servicing or joint marketing agreements with institutions such as service bureaus and application service providers. In all cases, your information is strictly protected. Each agreement requires that service providers keep the information strictly confidential and use it only for the purpose for which it was intended.

6. Information about former clients:

INTECH does not disclose, and does not intend to disclose, nonpublic personal information to nonaffiliated third parties with respect to persons who are no longer clients.

7. Right to opt out:

INTECH is not in the practice of selling or distributing nonpublic information to third parties. If, in the future, our business directs us to do this, you will be notified and provided an opportunity to opt out of having this information shared.

Confidentiality, security, and integrity.

Physical Security

INTECH applies industry best-security practices to ensure that all information transmitted is safe and secure. Information is stored on a secure recordkeeping system that is located in secured areas of the buildings we occupy.

All recordkeeping systems are located in a controlled area, with physical access limited to authorized persons. Authorized personnel escort visitors into controlled areas at all times. Employees of INTECH may, from time to time, have access to this information to fulfill our service commitment to you. However, physical access to the controlled areas is logged and each employee, upon employment with INTECH, is required to sign a security agreement concerning their individual duty to safeguard confidential data.

What is SSL?

SSL stands for Secure Socket Layer. It's a technology developed by Netscape and adopted by all vendors producing web-related software. It's used to establish a secure connection between your PC and Janus' server. SSL allows you to transmit information in an encrypted manner, so all data transmitted between INTECH and your computer will be completely encrypted even while traveling across multiple networks. Encryption is achieved through an electronic scrambling technology (developed by RSA, Inc.) that uses keys to code and decode data. Basically, each party has a private "key" that no one can access, and a public "key" that can be passed back and forth. Information encrypted with a public key can only be decrypted with the associated private key. In other words, the information you send to INTECH is encrypted using our public key. It can only be decrypted by us with our private key. The same goes for the information we send to your computer - we'll encrypt it using your public key, but only you can decrypt it using the private key that you alone hold. To further enhance security, these keys are established at the beginning of your secure session with INTECH and are used for that session only.

Encryption and Online Security

When we talk about 40-bit encryption or 128-bit encryption, we're referring to the length of the "keys" used to encrypt and decrypt data. The longer the key, the more secure the encrypted data. You could think of the key as a password, without which you cannot decode a message. Basically, a 128-bit key is like a 16-character password (and virtually impossible to decode). 40-bit encryption uses keys that are only five characters long.

To get the highest level of security, use a browser that supports a 128-bit encryption. Versions of Netscape Navigator and Microsoft Explorer that support 128-bit encryption are available for download, free of charge.

Browser Security

To establish a secure session with our site, your browser must be SSL compliant. You'll need a web browser such as Netscape Navigator or Microsoft Internet Explorer that supports at least 40-bit encryption. Many other browsers will support encryption, but they may not provide the highest level of security available. To take full advantage of our site's security features, we strongly recommend upgrading to a browser that supports 128-bit encryption.

Cookies

INTECH may assign your computer browser a unique random identifier called a "cookie." Doing so does not compromise your privacy or security in any way. We will simply use the data collected by the cookie to improve your web experience and to evaluate the site's services and features.

Policy Revisions

INTECH reserves the right to amend its policies at any time. Changes to the Privacy Policy will become effective upon posting to this site. You should review this Privacy Policy periodically to remain informed of any updates. However, if we decide to disclose personal information in a manner different from that stated at the time it was collected, we will promptly notify you by U.S. mail or e-mail, as applicable. You will be given the choice at that time to "opt-out" of any disclosures of your personal information that you made available to us prior to the change in our policy. Minor revisions to these policies not affecting the manner in which your information is shared may be made without notice.

(October 2010)